Last updated: 4 November 2026
By creating a RONAR account or using the RONAR iPhone app or app.ronar.ai, you agree to these terms. If you don't, please don't use the service. These terms work alongside our Privacy Policy, which is incorporated by reference. If you downloaded RONAR from the App Store, Apple's Standard End User License Agreement (EULA) also applies.
RONAR is a personal finance and life-mastery app, on iPhone and on the web at app.ronar.ai. You bring what you already track (money, net worth, health metrics, meals, sleep and meds), entered by hand, imported from a statement or synced from a health service you connect, and we organize it, surface patterns, and remind you of your own goals. Connecting a bank is coming soon. That's it.
RONAR is not:
You must be at least 16 (or the age of digital consent in your country, whichever is higher) to create an account. One account per person: sharing credentials is a violation of these terms and a security risk for you. You're responsible for keeping your sign-in safe, whether that's your email and password or the Apple, Google or Facebook account you sign in with. If you suspect compromise, change your password and email us.
RONAR has a free plan and three paid plans, RONAR I, II and III, each an auto-renewable subscription billed monthly or yearly. You see the price and what each plan includes before you buy. You only move to a paid plan when you choose one.
On iPhone, you subscribe through Apple: payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the current period, and the renewal is charged within the 24 hours before the period ends. Manage or cancel it anytime in your Apple Account settings; the plan stays active until the end of the period already paid. Apple handles refunds for App Store purchases. Deleting your RONAR account does not cancel an App Store subscription.
On the web, payments are processed by Stripe; manage or cancel your plan from Membership → Manage membership.
Don't try to: reverse-engineer the service for a competing product, scrape it at machine pace, attack our infrastructure or that of any subprocessor, submit content that's illegal where you live, impersonate someone else, or use RONAR to launder money. We'll suspend or terminate accounts that do.
When you connect a health service (such as WHOOP, Fitbit, Strava, Apple Health or Health Connect) or any other integration, you're authorizing us to read data on your behalf under that provider's terms. Their terms apply to that connection independently of ours. Connecting a bank is coming soon; when it arrives, it goes through an authorised PSD2 provider under its own terms. We're not responsible for the provider's uptime, accuracy, or pricing.
The weekly summary, the daily "What now?" advice, Daniel's morning word, the proactive nudges, and the Daniel voice playback are generated by large language models (currently OpenAI) and a TTS model (currently ElevenLabs). These outputs can be wrong, occasionally hallucinatory, or out of date relative to your most recent activity. Treat them as drafts to validate against your own judgment, never as facts to act on without checking.
We aim for high uptime but make no guarantees. The service is provided as-is, without warranty of any kind (express, implied, statutory, or otherwise), including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement, to the maximum extent permitted by law. We can suspend the service for maintenance, security incidents, or because a subprocessor is down.
To the maximum extent permitted by law, RONAR's total liability for any claim arising out of or related to the service is limited to the amount you paid us in the 12 months before the claim arose. We're not liable for indirect, consequential, special, punitive, or exemplary damages, including lost profits, lost data, or lost opportunity, even if we knew or should have known about the possibility.
Some jurisdictions don't allow the disclaimer of certain warranties or the limitation of certain damages; those provisions in this section don't apply to the extent prohibited by your local law.
You agree to defend and indemnify RONAR and its operators against third-party claims arising from your violation of these terms, your misuse of the service, or your infringement of someone else's rights through content you submitted.
You can close your account anytime: Settings → Delete account. Deleting your account does not cancel an App Store subscription; cancel it in your Apple Account settings. We can suspend or terminate accounts that violate these terms, are inactive for more than 24 months, or where we're required to by law. On termination, we delete your data per the retention rules in the Privacy Policy.
When we change these terms materially, we'll update the "Last updated" date above and notify you in-app on next open. Material changes take effect 14 days after notice. Continued use after that is acceptance.
These terms are governed by the law of the country where the RONAR operator is registered. Disputes are resolved first by good-faith conversation (hello@ronar.ai), then in the courts of that jurisdiction. If you're a consumer in the EU/UK, mandatory consumer-protection law in your country of residence applies on top.
If a court finds part of these terms unenforceable, the rest stays in effect. These terms plus the Privacy Policy are the entire agreement between you and RONAR about the service; they replace any earlier discussions.
hello@ronar.ai for anything.